}

Disclaimer

These plans are underwritten by Starr Indemnity & Liability Company, a Texas-domiciled corporation (NAIC Company Code: 38318: TX license number: 93542) with its principal place of business at 399 Park Avenue, 8th Floor, New York, NY 10022. Starr Indemnity & Liability Company is currently authorized to do business in all states, the District of Columbia and Puerto Rico. This brochure contains only a brief description of the coverages available under each plan and not all coverages may be available in all states. These plans provide insurance coverage during the covered trip. You may have coverage from other sources that provide you with similar benefits but may be subject to different restrictions depending upon your other coverage(s). You may wish to compare the terms of these policies with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Plans are administered by Assist-Card Corporation of America, a Florida limited liability company (FL license number: W073452; L086407. Website: www.assistcard-usa.com) with its principal place of business at 175 SW 7th Street, Suite 2407, Miami, FL 33130. Assist-Card Corporation of America, is doing business as Assist-Card Insurance Services in California (CA license number: 0I19362). If you have any questions about the plans offered on this website you may contact Assist-Card Corporation of America at the following: Toll-free customer hotline: 888-854-9911 or email at: info.usa@assistcard.com.

ASSIST CARD

In all cases, the medical provider, facility, legal counsel, or other professional service providers suggested by Assist Card Smalline Corp S.A., Assist-Card Corporation of America, and/or Assist-Card Corporation of America’s affiliates (collectively “ASSIST CARD”) are not employees or agents of ASSIST CARD and the Covered Person is responsible for the choice of a provider. ASSIST CARD assumes no liability for the services provided to a Covered Person under this arrangement nor is it liable for any negligence or other wrongful acts or omissions of any of the legal or health care professionals providing services to a Covered Person.

The Services described herein shall only be provided if the Covered Person, a representative of the Covered Person or the Subscriber notifies ASSIST CARD of the need for Services. In all cases, the service and payments must be arranged, authorized, verified and approved in advance by ASSIST CARD.

All airfare and transportation shall be economy class, unless it is recommended otherwise by an ASSIST CARD Medical Director for medical reasons, and arranged for by ASSIST CARD. ASSIST CARD shall not reimburse the Covered Person or Subscriber for transportation and airfare arranged for and/or paid for by said Covered Person or Subscriber.

ASSIST CARD is not responsible and cannot be held liable for any malpractice performed by a local Physician or attorney who is not an employee of ASSIST CARD or for any loss or damage. Subscriber shall include this language on its marketing materials pertaining to ASSIST CARD services.

Certain travel assistance services contemplated by this insurance shall be provided by Assist Card Smalline Corp S.A., Assist-Card Corporation of America, and/or their affiliates as set forth by agreement(s) with Starr Indemnity & Liability Company, an insurer that provides your insurance coverage, and/or its affiliates or subsidiaries. Any and all terms and conditions whether or not defined herein shall have the meaning set forth in the travel insurance policy issued by Starr Indemnity & Liability Company.

Starr Companies is the worldwide marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C.V. Star & Co., Inc. and its subsidiaries.